There is a special insurance just for ambulance. They told that health care insurances don’t pay everything when you need an ambulance. If you have a skiing accident and a helicopter is necessary to bring you to the hospital, it will cost at least $ 12.000. And if my grandpa has heart attack symptoms and I call 911 the insurance won’t pay if he had not a real heart attack. It’s impossible to know if you have a real heart attack when you have life threatening symptoms. Is it true that Blue Cross and other health care insurances won’t pay for the ambulance if you had a fake heart attack?


November 6th, 2009 at 7:34 pm
Since you are talking about your grandpa, I would assume he is old enough to be on Medicare with a secondary insurance such as 65 special. I dont know who told you about a special insurance for ambulances but Medicare does cover ambulance rides for emergencies and there is no way you can tell whether it is a real heart attack or something else. Call the Medicare number on the back of his card and they can explain their coverage or go online under Medicare.org and there should be a question and answer area – if he only has blue shield- call the number and do the same.