i’m 19 years old no medical insurance i’m in city college part time but my parents aren’t an option.i’m also an LPN BUT ONLY WORK PART TIME AND CAN’T GET JOB INSURANCE i noticed i was growing excessive facial hair and irregular periods was dx with PCOS i would like to seek treatment for it what medical insurance company would cover it seeing that i was already dx if any?


October 28th, 2009 at 10:40 pm
From personal experience, I can tell you that your age and overall health might get you affordable individual insurance with any of the leading insurers or lesser known ones such as Assurant or Golden Rule. A pre-existing condition won’t necessarily mean disqualification.
Check human resources at your job and its equivalent at your college. Also visit the website of the state where you live; you may qualify for state insurance as well.
A good resource is "What You Need to Know When Applying for an Individual Health Insurance Policy" from the National Association of Insurance Commissioners (2nd link below).