Comments on: What Happens If you are About 10 Days Late Paying for your Car Insurance? http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance Compare Multiple Quote - Save alot of Do$h Mon, 30 Nov 2009 05:46:29 -0800 hourly 1 By: Belen http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6362 Belen Wed, 18 Nov 2009 05:49:32 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6362 You won't be covered during the time that you failed to pay your insurance premiums. You won’t be covered during the time that you failed to pay your insurance premiums.

]]> By: stacy y http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6361 stacy y Wed, 18 Nov 2009 05:31:31 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6361 It really depends on your insurance co. I work for an insurance co in Southern California and on day 11 of non payment they will charge a $7 late fee. If you haven't paid by day 21 they cancel your policy. You can also call your insurance company and ask for an extension or to change your due date. My suggestion is to contact the insurance co and see what they can do for you. At any rate in California they have to give you notice before they cancel your policy. I hope this helps. It really depends on your insurance co. I work for an insurance co in Southern California and on day 11 of non payment they will charge a $7 late fee. If you haven’t paid by day 21 they cancel your policy. You can also call your insurance company and ask for an extension or to change your due date. My suggestion is to contact the insurance co and see what they can do for you. At any rate in California they have to give you notice before they cancel your policy. I hope this helps.

]]> By: STEVEN F http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6360 STEVEN F Wed, 18 Nov 2009 05:15:08 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6360 Most companies will allow a payment plan if you set it up in advance. If you just don't pay, they could cancel you policy as soon as the payment is late. If you don't have a claim in that time, you'll probably just pay a late fee. If you have a claim, you are uninsured. Most companies will allow a payment plan if you set it up in advance. If you just don’t pay, they could cancel you policy as soon as the payment is late. If you don’t have a claim in that time, you’ll probably just pay a late fee. If you have a claim, you are uninsured.

]]> By: mbrcatz17 http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6359 mbrcatz17 Wed, 18 Nov 2009 04:55:59 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6359 Call your agent. Some states can cancel a policy if it's not paid on time; some will give you a 10 day grace period. Some companies honor postmarks, some don't. To find out the specifics for your policy, call your agent. Call your agent. Some states can cancel a policy if it’s not paid on time; some will give you a 10 day grace period. Some companies honor postmarks, some don’t.

To find out the specifics for your policy, call your agent.

]]> By: aerowrite http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6358 aerowrite Wed, 18 Nov 2009 04:29:25 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6358 Read your policy. If you don't have it handy, call your agent. Your policy will explain the terms and conditions of payment. Some will offer a grace period - others will not. In either instance, if your payment is too late, your policy will be cancelled for non-payment. Read your policy. If you don’t have it handy, call your agent. Your policy will explain the terms and conditions of payment. Some will offer a grace period – others will not. In either instance, if your payment is too late, your policy will be cancelled for non-payment.

]]> By: Leslie T http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6357 Leslie T Wed, 18 Nov 2009 04:26:40 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6357 grace periods are practically a thing of the past, better check with your company to find out exactly how they work, some companies call it a grace period (meaning they accept a late payment) but you don't have coverage during that period and alot of companies look at the postmark date to determine date received better be safe than sorry grace periods are practically a thing of the past, better check with your company to find out exactly how they work, some companies call it a grace period (meaning they accept a late payment) but you don’t have coverage during that period and alot of companies look at the postmark date to determine date received
better be safe than sorry

]]> By: Luckys Charm http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6356 Luckys Charm Wed, 18 Nov 2009 04:03:47 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6356 u cool u cool

]]> By: oldhippypaul http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6355 oldhippypaul Wed, 18 Nov 2009 03:13:00 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6355 as has been stated above most policies have a grace period. This will however show as a late payment o your credit report. Which is not a big thing one time. And if you are in school no one expects you to have a good credit report anyway. We are all broke during school. The most important thing is to call your agent and find out exactly were you stand. He/She can give the only advice worth taking. Just be up front with her/him as has been stated above most policies have a grace period. This will however show as a late payment o your credit report. Which is not a big thing one time. And if you are in school no one expects you to have a good credit report anyway. We are all broke during school. The most important thing is to call your agent and find out exactly were you stand. He/She can give the only advice worth taking. Just be up front with her/him

]]> By: Ron H http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6354 Ron H Wed, 18 Nov 2009 02:54:13 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6354 Depending on what company you're with, you should have a short "grace" period. My company is 9 days with the payment having to arrive by the 10th or you are cancelled. You then have 90 days to reinstate (get same discounts, etc. that you had before you were cancelled) ..but you are not covered. State could suspend your license if stopped. Depending on what company you’re with, you should have a short “grace” period. My company is 9 days with the payment having to arrive by the 10th or you are cancelled. You then have 90 days to reinstate (get same discounts, etc. that you had before you were cancelled) ..but you are not covered. State could suspend your license if stopped.

]]> By: yowhatsup2day http://hasslefreeinsurance.net/ask-hfiq/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/comment-page-1#comment-6353 yowhatsup2day Wed, 18 Nov 2009 02:08:06 +0000 http://hasslefreeinsurance.net/what-happens-if-you-are-about-10-days-late-paying-for-your-car-insurance/#comment-6353 If it is the renewal for your insurance, you know where you get the new little stub to carry with you saying your insurance is valid, and you do not pay on that date, usually your insurance will expire with no grace period. If it is a monthly payment and you already have your little stub that says how long your insurance is good for, then you might have some grace period. I would call your insurance company to find out. Usually never later than 10 days is allowed. They do not like you to do it at all. I would wait for the calculator and pay the insurance. A calculator is not going to come in handy except for adding up damages if somebody dings your car. Or worse and lets not think about that. If it is the renewal for your insurance, you know where you get the new little stub to carry with you saying your insurance is valid, and you do not pay on that date, usually your insurance will expire with no grace period. If it is a monthly payment and you already have your little stub that says how long your insurance is good for, then you might have some grace period. I would call your insurance company to find out. Usually never later than 10 days is allowed. They do not like you to do it at all. I would wait for the calculator and pay the insurance. A calculator is not going to come in handy except for adding up damages if somebody dings your car. Or worse and lets not think about that.

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