For a general liability policy will the insurance company require certain proof or is it a simple policy to obtain?
I Started a Small Home Based Service Business, What Will I Need to Get General Liability Insurance?
Tue, Nov 17, 2009
3 Responses to “I Started a Small Home Based Service Business, What Will I Need to Get General Liability Insurance?”
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November 17th, 2009 at 8:21 pm
Contact a broker like Allstate and describe your business. they will bend over backwards to get you a policy. They put me with Hartford Ins. and I never looked back. Your Payment is based on the type of work you perform and the type of exposure to harm that your company may create.
Hope this helps
November 17th, 2009 at 8:41 pm
You can ask for a CGL Policy since this is required if you are opening a business (and required under the law). Limits are based how “big” your business is. And after taking this coverage, you can ask them to cover you for a Workmens Compensation for your employees. Some other Insurance Companies require proof of Business Permits to cover you , but others would ask how much you make.
November 17th, 2009 at 9:40 pm
Try the Business Opportunity Search Engine for liability insurance.
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