I’ve tried to get small business general liability insurance but my field (custom fireplace mantel construction / installation ) is not listed , so I cannot get any quotes . I am licensed in my state but cannot pursue without ins.
2 Responses to “How Do I Get General Liability Ins. for a Business ?”
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November 23rd, 2009 at 8:39 am
You need to use an insurance broker. Discuss tying all your policies including home and car into one company. Money talks
November 23rd, 2009 at 9:22 am
Well, in California, you would probably be classified as some type of Artisan contractor. Probably in the lines of a cabinet maker/carpentry.
Please check with an INDEPENDENT agent who has access to many carriers and is familiar with business insurance. Captive agents (like Farmers, State Farm, Allstate) can only sell for their own company and they don’t have access or the knowledge of the various coverages for a specialized risk. This is not difficult to classify and you should be able to get a quote fairly easy.